The State Employees Credit Unit (SECU) is a financial cooperative owned by its members, and it’s been providing credit union services to North Carolina State employees since 1937. SECU provides banking services, including checking and savings accounts, loans, credit cards, and insurance, to more than 2 million members. It’s the largest financial cooperative in North Carolina and one of the largest in the country. SECU offers a variety of services to meet the needs of its members, such as free online banking, free ATM access, and free e-statements.
What Are the Benefits of Joining the State Employees Credit Unit?
When you become a member of SECU, you’ll get access to a variety of benefits, including low-cost loans, low-cost checking and savings accounts, and access to a network of over 4,000 ATMs. SECU also offers competitive rates on certificates of deposit and money market accounts, as well as discounts on home and auto loans. Plus, you’ll get the peace of mind that comes from knowing your money is in a secure, insured institution.
What Are the Requirements to Join the State Employees Credit Unit?
In order to become a member of SECU, you must be a state employee or a family member of a state employee. You may also be eligible to join if you work for a qualifying employer or are a student at a qualifying school. In addition, you must meet certain residency requirements and be able to provide proof of identity.
How Can I Access My State Employees Credit Unit Account?
SECU makes it easy to access your account, no matter where you are. You can use the SECU mobile app to manage your account from your phone, tablet, or computer. You can also access your account through online banking or by visiting any of the more than 60 SECU branches located throughout North Carolina.
Are There Any Fees Associated with the State Employees Credit Unit?
The fees associated with SECU vary depending on the type of account or service you use. For example, there may be an annual fee for a credit card, as well as fees for overdrafts, late payments, and international transactions. Additionally, there may be fees associated with using an ATM outside of the SECU network.
What Other Services Does the State Employees Credit Unit Offer?
In addition to providing banking services, SECU also offers financial education and counseling services. The credit union also provides members with access to a variety of investment options, including mutual funds, stocks, bonds, and annuities. Plus, SECU members can take advantage of special offers, such as discounts on car rentals and hotel stays.
What Are the Advantages of Joining the State Employees Credit Unit?
There are many advantages to joining SECU, including low-cost loans, competitive rates on savings accounts, and access to a network of more than 4,000 ATMs. Plus, members get access to free online banking, free e-statements, and discounts on home and auto loans. Additionally, members have access to financial counseling and investment options.
Is the State Employees Credit Unit Right for Me?
Whether the State Employees Credit Unit is right for you depends on your individual financial situation and needs. SECU is a great option for North Carolina state employees who want access to low-cost loans and competitive rates on savings accounts. But it’s important to compare all of your options before you decide which financial institution is right for you.
