The Connecticut State Employees Credit Union (CSECU) is a not-for-profit financial institution that was founded in 1937. The mission of the credit union is to provide its members with an array of financial services, including savings, loans, and other banking products.
CSECU is owned and operated by its members, who are all state employees in Connecticut. As a member-owned institution, the credit union strives to provide its members with the best possible products and services, while maintaining a safe and secure environment for their financial transactions.
At CSECU, the focus is on providing members with the convenience of banking, as well as the security of knowing their deposits are safe and their accounts are insured. The credit union has a variety of services and products that are designed to meet the needs of its members, including savings accounts, checking accounts, loans, money markets, certificates of deposit, and more.
Savings Accounts
At CSECU, members have access to a variety of savings accounts, including regular savings accounts, youth accounts, and retirement accounts. The credit union also offers a special program for first-time homebuyers, as well as a variety of other special savings accounts, such as vacation accounts and holiday accounts.
In addition to regular savings accounts, members can also open a money market account, which provides a higher interest rate than a regular savings account. Money market accounts can be opened with as little as $2,500 and offer a variety of features, such as check writing and ATM access.
Checking Accounts
CSECU offers a variety of checking accounts, including regular checking accounts, student checking accounts, and business accounts. The credit union also offers a variety of additional services, such as online banking and bill pay, as well as overdraft protection and the ability to transfer funds between accounts.
In addition to traditional checking accounts, the credit union offers a variety of special accounts, including health savings accounts, which are designed to help members save for healthcare expenses, and savings accounts that can be used to save for a specific goal, such as a vacation or a home purchase.
Loans
CSECU offers a variety of loan products, including auto loans, home loans, and personal loans. The credit union also offers special loan programs, such as first-time homebuyer loans and loans for members who are refinancing existing loans.
The credit union also offers a variety of credit cards, which are designed to meet the needs of its members. Credit cards are available with low interest rates, no annual fees, and a variety of rewards and benefits.
Online Services
CSECU offers a variety of online services, including online banking, mobile banking, bill pay, and e-statements. The credit union also offers a mobile app that allows members to manage their accounts and access their accounts from anywhere.
In addition to online services, the credit union also offers a variety of additional services, such as financial counseling and debt management. These services are designed to help members manage their finances and achieve their financial goals.
Conclusion
The Connecticut State Employees Credit Union is a not-for-profit financial institution that is committed to providing its members with the best possible products and services. The credit union offers a variety of savings and checking accounts, as well as loan products and credit cards, and a variety of online services. The credit union also provides financial counseling and debt management services to help its members manage their finances and achieve their financial goals.
